Aflac Offers Safety and Financial Tips for Employees in High-Risk Jobs

High-risk jobs entail unique challenges that demand extra care. Employees need to ensure physical safety while on duty and protect their loved ones financially and emotionally. Key strategies can help achieve this.

Using proper safety equipment is crucial. It reduces the risk of injury, allowing employees to perform their tasks safely and with less anxiety. Adequate training and regular maintenance of safety gear are essential.

Short-term disability insurance is recommended for injuries outside of work, complementing worker’s compensation. Critical illness insurance provides additional financial support, covering qualifying diagnoses and offering lump sum cash benefits.

Managing stress and mental health is vital. Regular exercise, a balanced diet, deep breathing exercises, socializing, engaging in hobbies, and seeking counseling can help alleviate stress. Employers may offer related benefits covering these activities.

Legal affairs should be in order. Documenting wills, power of attorney, and medical power of attorney ensures that employees' wishes are respected. Regular updates and beneficiary reviews for financial accounts are also advisable.