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par Raiffeisen International Bank-Holding AG (isin : AT0000606306)

RBI 1-9/2023: Net interest income remains strong, CET1 ratio improve further

EQS-News: Raiffeisen Bank International AG / Key word(s): Quarter Results
RBI 1-9/2023: Net interest income remains strong, CET1 ratio improve further

03.11.2023 / 07:26 CET/CEST
The issuer is solely responsible for the content of this announcement.


RBI 1-9/2023: Net interest income remains strong, CET1 ratio improve further
  • Profit after tax of EUR 1,186 million in 1-9/2023 excluding Russia and Belarus, up 29% (excluding Bulgaria in 2022)
  • Core revenues excluding Russia and Belarus up 20% year-over-year to EUR 4,430 million, driven by net interest income
  • CET1 ratio at 16.5% (transitional, incl. profit), excluding Russia 14.4%
  • Significantly lower provisioning for impairment losses year-over-year (down EUR 470 million)
  • Customer loans in Russia down EUR 2.7 billion year-to-date, supported by currency devaluation
  • Provisions for CHF mortgages in Poland up EUR 1,338 million

 
Income Statement in EUR million1-9/20231-9/2022Q3/2023Q2/2023
Net interest income4,1903,5911,4411,364
Net fee and commission income2,3642,682667732
Net trading income and fair value result2054718930
General administrative expenses(2,874)(2,574)(878)(1,045)
Operating result4,0304,2751,3691,152
Other result(589)(225)(138)(354)
Governmental measures and compulsory contributions(259)(285)(22)(2)
Impairment losses on financial assets(251)(721)842
Profit/loss before tax2,9313,0441,216838
Profit/loss after tax from continuing operations2,2742,455947627
Profit/loss from discontinuing operations045300
Consolidated profit2,1142,801879578
 
Balance Sheet in EUR million30/9/202331/12/2022
Loans to customers101,931103,230
Deposits from customers121,233125,099
Total assets204,175207,057
Total risk-weighted assets (RWA)97,27897,680
 
Bank-specific information30/9/202331/12/2022
NPE Ratio1.5%1.6%
NPE Coverage Ratio58.9%59.0%
CET1 ratio transitional (incl. profit)16.5%16.0%
Total capital ratio transitional (incl. profit)20.7%20.2%
 
Key ratios1-9/20231-9/2022Q3/2023Q2/2023
Net interest margin (Ø interest-bearing assets)2.81%2.49%2.95%2.74%
Cost/Income Ratio41.6%37.6%39.1%47.6%
Provisioning ratio  (Ø loans to customers)0.25%0.71%–%(0.19%)
Consolidated return on equity17.4%27.6%22.7%14.1%
Earnings per share in EUR6.198.312.591.68
 


Outlook
Outlook 2023RBI excl. RU/BYRBI
Net interest income in EUR4.2-4.3 bn5.6-5.7 bn
Net fee and commission income in EURaround 1.8 bn2.9-3.0 bn
Loans to customers (growth)around 2%minus 1%
General administrative expenses in EURaround 3.1 bnaround 4.0 bn
Cost/income ratioaround 50%43-45%
Impairment losses on financial assets (before use of overlays)around 30 bpsaround 40 bps
Consolidated return on equityaround 10%around 16%
CET1 ratio at year-end 2023above 13.5%*around 16.5%
*P/B Zero’ Russia deconsolidation scenario  


For further information please contact:

John P. Carlson, CFA
Group Investor Relations
Raiffeisen Bank International AG
Am Stadtpark 9
1030 Vienna, Austria
ir@rbinternational.com
phone +43-1-71 707-2089
www.rbinternational.com
 


03.11.2023 CET/CEST This Corporate News was distributed by EQS Group AG. www.eqs.com


Language:English
Company:Raiffeisen Bank International AG
Am Stadtpark 9
A-1030 Vienna
Austria
Phone:+43-1-71707-2089
Fax:+43-1-71707-2138
E-mail:ir@rbinternational.com
Internet:www.rbinternational.com
ISIN:AT0000606306
WKN:A0D9SU
Listed:Regulated Unofficial Market in Berlin, Dusseldorf, Frankfurt, Hamburg, Hanover, Munich, Stuttgart, Tradegate Exchange; Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market)
EQS News ID:1764187

 
End of NewsEQS News Service

1764187  03.11.2023 CET/CEST

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